(this post is a feed post from my comments on reddit)
r/Entrepreneur
Not my main area of expertise, but 1. For that amount you might want to try a bank loan, 2. In very simple terms investors are constantly evaluating opportunity cost; meaning the return from lending you the money needs to be greats (as well as faster and less risky) than alternative investment options; so, at the very least you should be giving a return greater than if the investor simply put the money in the bank and let it accrue interest for the same period of time
If like you hear your opinion on this proposal idea.
byu/Embarrassed_State_14 inEntrepreneur